Want Your Free Credit Score? More Credit Cards Are Willing to Give it to You
Credit & Debt

Want Your Free Credit Score? More Credit Cards Are Willing to Give it to You

If you’re searching for your credit score, you can put your wallet away, because you’re not going to need it. In recent years credit scores have become easier for consumers to access free of charge. Numerous websites give away free scores if you’re willing to read marketing emails from time to time. And, several large […]

no money
Credit & Debt

3 Reasons Not to Pay Off Your Credit Cards Too Fast

Most people like to pay their debt as quickly as possible as the high interest. You should just pay off what you can, as quickly as you can, right? Not so fast. It’s actually possible to pay off your credit cards too fast. What?!? Here are three reasons to take a step back and evaluate […]

paying off credit card
Credit & Debt

Carrying a Credit Card Balance: Good or Bad for Your Credit Score?

It is certainly not the universally accepted opinion that paying off your credit card in full each month, but this certainly not the universally accepted opinion. Some people actually think carrying a balance on their card is the best way to build credit. What about you though – is it good or bad for your […]

When Credit Card Rewards Become Dangerous
Credit & Debt

When Credit Card Rewards Become Dangerous

I like to stay on top of the changes in the rewards industry as I am a credit card rewards expert and frequent traveler. As part of the process, I belong to several online travel forums where people connect to share trip ideas and rewards strategies. Sometimes, these forums show that there’s another side to […]

under heavy debt
Credit & Debt Money Management

Will You Be Part of the Subprime Car Loan Crisis…?

The mortgage crisis of 2008, a period of time that will forever be remembered which affected thousands upon thousands of people and threw not only the United States, but the whole world into a sever recession. This is arguably the worst financial disaster to happen in modern times behind the great depression. More recently, the subprime auto […]

Credit & Debt

Will Paying Collections Raise Your Credit Score?

So you’re ready to start rebuilding your damaged credit? That’s a smart decision. One of the first places that many consumers like to begin when setting out to rebuild their bad credit is by paying off or settling their collection accounts. Unfortunately, eliminating your collection account balances may not have the huge impact on your […]