Management Frugal Living

Money Traps, Part 5: Be Wary of Bundles

Let’s face it: we love bundle deals, whether a combo meal at a restaurant or movie theater or a Black Friday media console with accessories thrown in. Marketers know it, too, which is why bundle deals are very common in every aspect of consumerism (there are bundles for services like Internet, cable and cell service, […]

Management Frugal Living

How to Reduce the Cable TV Triple Play Bill

I always thought that a $150 cable bill is more like the maximum people pay these days but I overheard a conversation recently how someone is paying $260 currently and that he knows a few people paying $350 on their cable bills. What the?!? Add in a $150 cellphone plan and they could be paying […]

Why You Should Never Feel Bad for Chasing the Money
Management

Why You Should Never Feel Bad for Chasing the Money

I have had a wild ride the past couple of years, career-wise. I went from making just $22,000 per year working in the mailroom of a Hollywood talent agency to making far more than that at my current job at a startup. Sure, I had to sell my soul and give up my artistic dreams, […]

retirement
Management

Are You Going to Reach Your Retirement Goals?

Many of us dream of retiring at some point, but are you setting aside enough to make that a reality? According to the Employee Benefit Research Institute (EBRI), you might not be on track. The latest survey indicates that almost 25% of workers don’t even have $1,000 saved up toward retirement. Almost half of everyone surveyed […]

Five Expenses We Didn’t Have to Deal With in the ’80s
Money Management

Five Expenses We Didn’t Have to Deal With in the ’80s

If you were a child of the ’80s, you probably wore bright neon colors and tight-rolled your jeans. You watched VHS tapes and recorded songs off the radio with cassette tapes. Your first real introduction to technology was probably Oregon Trail or Nintendo. Heck, some of us wore jelly shoes and worshiped Pee Wee Herman. […]

income taxes
Management

5 Tax Breaks You Don’t Want to Miss

It maybe a little late to qualify for new deductions and credits this year, but you can still make sure to include all the tax breaks that could help you if you haven’t filed your tax return yet. If you itemize, you probably already got the mortgage interest deduction and charitable contribution deduction. Above the […]

Eight Money Mistakes the Middle Class Keeps Making
Money Management

Eight Money Mistakes the Middle Class Keeps Making

Pew Research showed that about half of Americans lived in middle-income households in 2014. This demographic includes families with incomes two-thirds to double the U.S. median household income – or those earning between $42,000 and $125,000 (with cost-of-living adjustments for expensive metropolitan areas). America’s middle class includes teachers, firefighters, and plumbers, but also engineers, construction managers, […]

So You Want to Make More Money? Seven Core Pieces of Career Advice I Wish I Knew Starting Out
Money Management

So You Want to Make More Money? Seven Core Pieces of Career Advice I Wish I Knew Starting Out

I had a chance several years ago to work closely with an intern I’ll call Chris. Chris was quite good at the tasks we gave him and you could see strong glimmers of the type of professional he might someday become. Chris interned with us for two different periods, and at the end of the […]

getting married
Money Management

5 Money Subjects You Need to Talk About Before Tying the Knot

It is not a fun to burst the love bubble by sitting down and having a serious talk about finances. But open communication about money is a good idea in any relationship. Those thinking of tying the knot should have a serious discussion about money at some point, preferably before you move in together or […]

How to Write a Great, Simple Business Plan for a Small Side Business
Management

How to Write a Great, Simple Business Plan for a Small Side Business

Once in my article, I advocated strongly for writing a business plan for even a small little side gig: “Develop a real business plan for each idea. Take each of those three ideas and flesh them out into a business plan. This seems like a painful formal process to many, but there’s a very good […]